Last updated: February 22, 2026
1. GENERAL DISCLAIMER
The information on this website is provided by Linkpage Pty Ltd (ABN 57 005 897 782) trading as Insure Connect for general information purposes only. This disclaimer governs your use of insureconnect.com.au and related services.
2. NATURE OF OUR BUSINESS
Lead Generation Service
Insure Connect operates as a lead generation and referral platform that:
- Connects consumers with licensed Australian insurance providers
- Generates revenue by selling enquiry information to insurance providers
- Does NOT provide insurance products, quotes, or financial advice
- Acts as an intermediary between consumers and insurance providers
We Are NOT
- An insurance company, underwriter, or provider
- A holder of an Australian Financial Services License (AFSL)
- A financial advisor or insurance broker
- An agent representing any insurance company
3. NO INSURANCE PRODUCTS OR ADVICE
No Direct Insurance Services
We do not:
- Sell or provide any insurance products
- Issue insurance policies or coverage
- Handle insurance claims or policy administration
- Provide binding quotes or price comparisons on our website
- Guarantee availability of any insurance coverage
No Financial Advice
We do not provide:
- Personal financial advice or recommendations
- Professional insurance advice or consulting
- Guidance on which insurance products to purchase
- Suitability assessments for insurance products
- Risk analysis or coverage recommendations
All insurance decisions remain entirely your responsibility.
4. INFORMATION ACCURACY
General Information Only
Website content is:
- For general informational and educational purposes
- Not tailored to your specific circumstances
- Subject to change without notice
- Not a substitute for professional advice
No Accuracy Guarantee
We do not guarantee:
- Accuracy, completeness, or currency of website information
- That insurance provider information is current or correct
- Availability of advertised insurance products or services
- Accuracy of premium estimates or coverage descriptions
Third-Party Information
Information about insurance providers, products, and services:
- Is sourced from third parties and provider websites
- May be outdated, incomplete, or inaccurate
- Should be verified directly with relevant insurance providers
- Is subject to change by providers without notice to us
5. INSURANCE PROVIDER RELATIONSHIPS
Independent Service Providers
Insurance providers in our network:
- Are independent licensed entities
- Are not our employees, agents, or representatives
- Operate under their own terms, conditions, and licenses
- Are solely responsible for their insurance products and services
- May pay us fees for receiving enquiry referrals
No Control Over Providers
We have no control over:
- Insurance provider business practices or service quality
- Premium pricing, coverage terms, or policy conditions
- Provider response times or communication methods
- Insurance application processes or approval decisions
- Claims handling or policy administration
6. WEBSITE USE AND FUNCTIONALITY
Technical Limitations
Our website:
- May experience technical difficulties or downtime
- May not function properly on all devices or browsers
- May contain errors, bugs, or broken links
- Does not provide real-time pricing or instant quotes
Third-Party Services
We use third-party services including:
- Website hosting and technical infrastructure
- Analytics and tracking services
- Communication and form processing tools
- These services have their own terms and limitations
7. ENQUIRY PROCESSING
No Service Guarantees
We cannot guarantee:
- That insurance providers will contact you
- Response times from insurance providers
- The number of quotes you will receive
- That any insurance application will be approved
- Satisfaction with provider services or quotes
Lead Sharing Process
When you submit an enquiry:
- Your information becomes a commercial asset we sell to providers
- Multiple providers may receive your information
- Providers may contact you multiple times
- You cannot control how providers use your information once shared
- Contact from providers may continue even if you’re not interested
8. EXCLUSION OF LIABILITY
Maximum Legal Exclusion
To the fullest extent permitted by Australian law, Linkpage Pty Ltd excludes:
- All warranties, representations, and guarantees
- Liability for any direct, indirect, or consequential damages
- Responsibility for insurance provider actions or omissions
- Liability for website errors, omissions, or technical issues
- Responsibility for third-party content or services
Specific Exclusions
We are not liable for:
- Decisions made based on website information
- Insurance provider service quality or business practices
- Declined insurance applications or unfavorable terms
- Technical problems affecting website use or enquiry submission
- Any financial loss arising from use of our services
9. AUSTRALIAN CONSUMER LAW
Consumer Rights
This disclaimer does not exclude, restrict, or modify:
- Rights under the Australian Consumer Law
- Statutory guarantees that cannot be legally excluded
- Consumer protections under competition and consumer legislation
Limited Remedies
Where permitted by law, our liability for breach of non-excludable consumer guarantees is limited to:
- Re-supply of the service, or
- Payment for re-supply of the service
10. REGULATORY COMPLIANCE
ASIC Compliance
This website complies with:
- Australian Securities and Investments Commission (ASIC) guidelines
- National Consumer Credit Protection Act requirements
- Australian Privacy Principles under the Privacy Act 1988 (Cth)
- Competition and Consumer Act 2010 (Cth)
Licensing Requirements
- We do not require an AFSL as we do not provide financial advice
- All insurance providers in our network hold appropriate Australian licenses
- We operate as a marketing and lead generation service only
11. EXTERNAL LINKS
Third-Party Websites
Our website may contain links to:
- Insurance provider websites and application portals
- Government and regulatory authority websites
- Educational and informational resources
- Social media platforms and external services
We are not responsible for:
- Content, accuracy, or availability of external websites
- Privacy practices or terms of use of linked websites
- Products, services, or advice provided by third-party websites
- Technical issues or security of external links
12. INTELLECTUAL PROPERTY
Our Content
Website content including text, images, logos, and design:
- Is owned by or licensed to Linkpage Pty Ltd
- Is protected by Australian and international copyright laws
- May not be reproduced without written permission
- Is provided for personal, non-commercial use only
Trademarks
Insure Connect and associated branding:
- Are trademarks of Linkpage Pty Ltd
- May not be used without express written consent
- Third-party trademarks remain property of their respective owners
13. PRIVACY AND DATA
Information Collection
By using our website, you acknowledge that:
- Personal information will be collected and used as described in our Privacy Policy
- Your enquiry information will be shared with insurance providers
- This data sharing is our primary revenue source
- Insurance providers may use your information for marketing purposes
14. UPDATES AND CHANGES
This disclaimer:
- May be updated without prior notice
- Changes will be published with an updated date
- Continued website use constitutes acceptance of changes
- Should be reviewed regularly for updates
15. CONTACT INFORMATION
For questions about this disclaimer:
Linkpage Pty Ltd ABN: 57 005 897 782 Operating: Insure Connect Website: insureconnect.com.au Email: info@insureconnect.com.au Address: [Insert Business Address]
For regulatory or compliance concerns:
- Australian Securities and Investments Commission: asic.gov.au
- Australian Competition and Consumer Commission: accc.gov.au
- Office of the Australian Information Commissioner: oaic.gov.au
By using this website, you acknowledge that you have read, understood, and accept this disclaimer in its entirety.
This disclaimer is governed by the laws of New South Wales, Australia, and is designed to comply with Australian regulatory requirements for lead generation services in the financial services sector.
